Best first credit card for students with no Credit

Want to have a Best first credit card for students with no Credit?, If yes then this article is for you.

You are at the Correct place here you can find most awaited credit card, This First Credit card for Students are very much in demand and are claimed to be the Best Instant Approval Credit card.

So Finding Credit card which are Instant Approved for Students is very Difficult Job but today as internet is accesible and we have some known Banking sectors we here have made a research to find the Best first credit card for students with no Credit

We have Researched and Picked some Best first credit card for students with no Credit. These Student Credit cards also different Benefits like overall benefits, Cash back Benefits, Rewards Benefits, some are for International Students, and yes off course now a days still we have work from home you could travel and get benefits with Travel Rewards Credit card for Students.

The best instant approval student credit card is the Bank of America® Unlimited Cash Rewards credit card for Students. It offers 1.5% cash back on all purchases as well as an initial bonus of $200 after spending $1,000 in the first 90 days, and it has a $0 annual fee. The card also allows students with limited or no credit to apply online and potentially get approved instantly.

Table of Contents

Best first credit card for students with no Credit

It is important to note that no student credit card guarantees that an application will be approved or denied immediately. In some cases, a credit card company may require additional time or information to review your application.

Also, instant approval credit cards are not the same as instant use credit cards, which can be used immediately after approval and before receiving the physical credit card. However, some instant approval credit cards do allow for immediate use.

Chase Freedom® Student credit card

Best first credit card for students with no Credit

Want to have Chase Freedom Student Credit card? You are at the right place, we are here to help you Purchase the card for your need, This card is for students credit card and has no mimimum redemtion of cashback which ever the amount you have cashback you can easily revert back

we have Researched for Student Credit card and Found this Chase Freedom Student Credit card for you as this has 1% Cashback on all Purchase and also this gives you a bonus of $50.

What are the Rewards of Freedom Student Credit card

If a Card Holder Purchases any Product within 3 months of card Activation then the Cardholder will get $50 Bonus
On All the Purchases you will Earn 1% CashBack
Good Standing Bonuses for Up to 5 Years which is $20
Till date if your account is Open Your Cashback points Do not Expire, No Minimum Redemtion of Cashback

Chase Freedom® Student credit card Pros & Cons

ProsCons
Annual Fee is $0APR 16.49% V
On All the Purchases You will Get 1% CashBack
Good Standing Bonuses for Up to 5 Years which is $20
Initial Bonus is $50

Chase Freedom® Student credit card Review

The Chase Freedom® Student credit card is a good option for students with poor credit. Freedom Student offers no annual cost and pays cardholders who retain their account in good standing a $20 bonus after each account anniversary for up to five years.

Freedom Student also provides a $50 welcome incentive for making a single purchase during the first three months, 1% cash back on all purchases, and the prospect of a credit limit increase following at least five consecutive on-time payments made within ten months of account establishment.

No Annual Fee

Annual Fee for Chase Fredom Student Credit Card is $0. This is $21 Less Than the average Credi Card Offer Charges

Initial Bonus of $50

3 Months From the Opening of Chase Freedom Student Credit card if a card holder makes a single Purchase than the Card Holder will get a Initial Bonus of $50

Anniversery Bonus For upto 5 Years

On Each of your First Five Years the Chase Freedom Student will give you a bonus of $20 till the account is open and regular in Payments

Solid Rewards

CardHolders will get a 1% Cashback on Freedom Student Credit Cards

Other Benefits

Freedom student card holders enjoy other benefits of trip cancellation/interruption insurance, Extended warranty Protection,Purchase Protection

APR

The interest rate for Freedom Student is 16.49 percent (V). That’s close to the average for student credit card offers (16.25 percent), but it’s still not low enough to justify carrying a load from month to month with this card. To put it another way, you should use this card for ordinary expenditures that you can afford to pay off by the due date.

Specially for Students Credit card

Most student credit cards are designed for persons with little or no credit history. You must also have enough money to be able to afford a credit limit of at least $500. On that point, cardholders are eligible for a credit limit increase after making five consecutive on-time bill payments within ten months of starting their account. Being qualified for a greater limit, however, does not ensure it.

Note: This reviews are our own and are not provided by any other people

Chase Freedom Student credit card’s other Additional Info

Cash Advance APR26.49% (V)
Cash Advance FeeEither $10 or 5% of the amount of each transaction, whichever is greater
Foreign Transaction Fee3% of each transaction in U.S. dollars
Smart ChipYes, chip-and-signature
Max Late FeeSee Terms
Max Overlimit FeeSee Terms
Grace PeriodSee Terms
Max Penalty APR29.99% (V)

Bank of America® Unlimited Cash Rewards credit card for Students

Bank of America student credit card
Bank of America® Unlimited Cash Rewards credit card for Students

Card Details

Unlimited Cash Back

Anything you purchase with this credit card you will Earn unlimited 1.5% cash back

Introductory APR will be Low on Offer

Intro APR of 0% for the first 15 billing cycles on purchases and balance transfers made within the first 60 days of opening your account. After the intro APR offer expires, a Variable APR of 15.49 percent to 25.49 percent will apply. All balance transfers are subject to a 3% fee (minimum of $10).

Easily Accessible

Bank Accounts and Finances Could be Managed easily through Online Banking, Mobile Applications of theirs is very much Controllable for Students to easily manage their finances and to make payments.

Annual Fees 00

You’ll have unlimited cashback on all the purchases through card so no annual fees.

Online Cash Reward Bonus of $200

Once you open the account and in first 90 days if purchase items worth $1000 you will get Online $200 cash rewards bonus

Interest Rates & Fees Details

Introductory APRStandard APRAnnual FeeBalance Transfer Fee
0% for the first 15 billing cycles
This offer is valid for purchases and balance transfers made within 60 days of opening your account.
Variable of 15.49% – 25.49%$0Minimum Balance Transfer fee would be $10, Depending apon amount it will be 3%

Rewards

Earn Rewards with Student Credit Cards

  • On All the Items You Purchase/shop Earn Unlimited 1.5% Cash Back
  • Unlimited Cash Back you can earn there is no limit to earn cash back
  • And the Good Part is Cash rewards don’t expire

How to Redeem Cashback with Student Credit Card

  • Easily redeem cash back for cash rewards
  • Make a deposit into a Bank of America checking or savings account.
  • Make a deposit into your eligible Merrill accounts, including 529 plans.
  • A Statement will be made and credited to your Credit card

Capital One Quicksilver Student Cash Rewards Credit Card

Quicksilver Student Cash Rewards
Capital One Quicksilver Student Cash Rewards Credit Card
Unlimited Cash BackExclusive for StudentsNew Card Member OfferAnnual Fees
Earn up to 1.5 percent cash back on all purchases, every day.This card may be an option for you if you attend a four-year university, community college, or other higher education institution.ONLY FOR A LIMITED TIME Earn a one-time $100 cash bonus if you spend $100 on purchases within 3 months of opening your account.$0

Benefits of Capital One Quicksilver Student Cash Rewards Credit Card

Purchase RateFree Foreign TransactionTransfer InformationRewards your Way
variable for APR 16.49% – 26.49%When making purchases outside of the United States, you will not be charged a transaction fee.16.49% – 26.49% variable APR; No Transfer Fee with this Transfer APR.Rewards are valid for the life of the account and can be redeemed for cash back in any amount.

If you Spend Monthly $500 on Quicksilver Student Cash Rewards Credit Card then you will get a cash back of $90 Monthly, You Can Calculate Other Amounts Accordingly, for eg:- If you spent $1000 you will get cash back yearly $180

How to Redeem Cash Back on Capital One Quicksilver Student Cash Rewards Credit Card

Redeem for CashCover Your PurchasesGet Gift Cards
We will mail you a check, or you can apply your rewards as a statement credit.Use your cash back to pay for a recent purchase.You can Spend your Rewards on Gift cards

Additional Benefits of Capital One Quicksilver Student Cash Rewards Credit Card

Complimentary Concierge ServiceWhen you make a purchase outside of the United States, you will not be charged a transaction fee.
24-hour Travel Assistance ServicesIf your credit card is lost or stolen, you can obtain a replacement card as well as a cash advance.
Instant Purchase NotificationsKeep track of your spending by receiving a push notification whenever a new purchase on your account is approved.
Shop With Your RewardsYou can now use your Capital One rewards to make Amazon.com purchases. Learn more about how to redeem your Amazon rewards.
Capital One TravelEven after you’ve booked, you can still get our best prices on thousands of trip options. You can also pay with your rewards, a card, or both. Investigate Capital One Travel.
No Foreign Transaction FeesWhen you make a purchase outside of the United States, you will not be charged a transaction fee.
Extended WarrantyOn eligible items purchased with your credit card, you will receive additional warranty protection at no additional cost.
Travel Accident InsuranceWhen you use your credit card to pay for your fare, you will automatically be covered for a covered loss.
Capital One ShoppingCapital One Shopping is a web-based shopping tool that applies available coupon codes to your order automatically. More information about Capital One Shopping can be found here.
Redeem Your Rewards with PayPalCapital One rewards can be used to make eligible purchases at millions of online stores. Learn more about using PayPal rewards.

Capital One SavorOne Student Cash Rewards Credit Card

Capital One SavorOne Student Cash Rewards Credit Card
Capital One SavorOne Student Cash Rewards Credit Card

Want to have a Capital One SavorOne Student Cash Rewards Credit Card?, If yes then this article is for you.

You are at the Correct place here you can find most awaited credit card, This Credit card are very much in demand and are claimed to be the Best Instant Approval Credit card. And also this is the most favourite credit card for students becaue of its benefits

So Finding Credit card which are Instant Approved for Students is very Difficult Job but today as internet is accesible and we have some known Banking sectors we here have made a research to find the Best Instant Approval Student Credit cards.

According to Our Research This credit card is specially for cash rewards for students, This Credit card has Unlimited cash back on dining, also on Enterainment, Popular streaming Service and also at grocery stores, Annual fee for this credit card would be $0,

Unlimited Cash BackExclusive for StudentsNew Card Member OfferAnnual Fees
Earn up to 1.5 percent cash back on all purchases, every day.This card may be an option for you if you attend a four-year university, community college, or other higher education institution.ONLY FOR A LIMITED TIME Earn a one-time $100 cash bonus if you spend $100 on purchases within 3 months of opening your account.$0

Benefits of Capital One SavorOne Student Cash Rewards Credit Card

Purchase RateFree Foreign TransactionTransfer InformationRewards your Way
variable for APR 16.49% – 26.49%When making purchases outside of the United States, you will not be charged a transaction fee.16.49% – 26.49% variable APR; No Transfer Fee with this Transfer APR.Rewards are valid for the life of the account and can be redeemed for cash back in any amount.

If you Spend Monthly $500 on Capital One SavorOne Student Cash Rewards Credit Card then you will get a cash back of $90 Monthly, You Can Calculate Other Amounts Accordingly, for eg:- If you spent $1000 you will get cash back yearly $180

How to Redeem Cash Back on Capital One SavorOne Student Cash Rewards Credit Card

Redeem for CashCover Your PurchasesGet Gift Cards
We will mail you a check, or you can apply your rewards as a statement credit.Use your cash back to pay for a recent purchase.You can Spend your Rewards on Gift cards

Additional Benefits of Capital One SavorOne Student Cash Rewards Credit Card

Complimentary Concierge ServiceWhen you make a purchase outside of the United States, you will not be charged a transaction fee.
24-hour Travel Assistance ServicesIf your credit card is lost or stolen, you can obtain a replacement card as well as a cash advance.
Instant Purchase NotificationsKeep track of your spending by receiving a push notification whenever a new purchase on your account is approved.
Shop With Your RewardsYou can now use your Capital One rewards to make Amazon.com purchases. Learn more about how to redeem your Amazon rewards.
Capital One TravelEven after you’ve booked, you can still get our best prices on thousands of trip options. You can also pay with your rewards, a card, or both. Investigate Capital One Travel.
No Foreign Transaction FeesWhen you make a purchase outside of the United States, you will not be charged a transaction fee.
Extended WarrantyOn eligible items purchased with your credit card, you will receive additional warranty protection at no additional cost.
Travel Accident InsuranceWhen you use your credit card to pay for your fare, you will automatically be covered for a covered loss.
Capital One ShoppingCapital One Shopping is a web-based shopping tool that applies available coupon codes to your order automatically. More information about Capital One Shopping can be found here.
Redeem Your Rewards with PayPalCapital One rewards can be used to make eligible purchases at millions of online stores. Learn more about using PayPal rewards.

Deserve® EDU Mastercard for Students

Deserve Student Credit card

Want to have a Deserve® EDU Mastercard for Students?, If yes then this article is for you.

You are at the Correct place here you can find most awaited credit card, This Credit card are very much in demand and are claimed to be the Best Instant Approval Credit card. And also this is the most favourite credit card for students becaue of its benefits

So Finding Credit card which are Instant Approved for Students is very Difficult Job but today as internet is accesible and we have some known Banking sectors we here have made a research to find the Best Instant Approval Student Credit cards.

As per our Research This Deserve® EDU Mastercard for Students which is Free no anual charges, no foriegn transaction fees, with cell phone protection, allows international students to qualify

The Deserve® EDU Mastercard for Students allows students to earn basic cash-back rewards, a few nice perks, and the opportunity to build credit without an annual fee or a deposit. It lacks the power of a larger bank’s student card, but it strives to be more technologically innovative and provides some of the convenience factors that students may find useful.

Because it does not require a Social Security number or a credit history to apply, and it does not charge foreign transaction fees, the card could be an excellent choice for international students.

The Deserve EDU Mastercard may be of interest, particularly to international students. The card provides unlimited 1% cash back on all purchases and has a credit limit of $5,000. Though it does not include the plethora of benefits that many larger banks do, Deserve EDU does provide one year of Amazon Prime Student after spending $500 in the first three billing cycles (Lifetime Value of $59). It also provides up to $600 in cell phone damage and theft insurance.

Deserve EDU may be a good option for international students because it does not require a Social Security number. Because there are no foreign transaction or exchange fees, the card is an excellent choice for students studying abroad.

Deserve EDU Mastercard Rewards

Earning Rewards

The Deserve EDU Mastercard offers unlimited 1% cash back on all purchases. Cash equivalents, such as prepaid cards or money orders, are not considered “purchases.”

It also includes a one-time offer for one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles (a lifetime value of $59).

Redeeming Rewards

The reward is redeemed in the form of a statement credit. Once the threshold is reached, reward statements in the amount of $25 are automatically issued.

Rewards Potential

Forbes Advisor used a number of credible sources to determine what the average college student spends in a year in order to determine the rewards potential of the Deserve® EDU Mastercard for Students. Deserve EDU provides a 1% cash back rate on all purchases. The average college student could expect to earn $136.40 in cash back at a rate of 1% on typical annual expenses of $13,640.

Additional Mastercard Benefits

Mobile App ControlCell Phone InsuranceBasic Mastercard Benefits
A mobile app enables card management, such as card locking and international transactions.Coverage of up to $600 for a covered stolen or damaged cell phone.The card, as a Mastercard, comes with standard Mastercard benefits such as zero liability, global emergency assistance, and ID theft protection.

Pros and Cons of Deserve EDU

ProsCons
Amazon Prime Student MemebershipNo Intro APR on Purchases
1% CashBackNo Balance Transfer Allowed
No Annual or Foreign FeesNo Reward Bonuses
No SSN Required

Deserve EDU Credit Card Review Highlights

RewardsAll purchases earn 1% cash back. The average cash rewards card returns 1.11 percent.
BonusAfter spending $500 in the first three billing cycles, you can get a $59 Amazon Prime Student membership. The average cash back credit card offers $225 in rewards.
Annual Fees$0. A student credit card must have this feature. The average credit card charges about $21 per year for everyone, not just students.
APRVariable at 20.24 percent On average, credit cards for college students charge 16.25 percent.
Min Credit NeededNone. Even students with no credit history can enrol in Deserve EDU. You must be at least 18 years old and earn enough money to cover your monthly bills.
Foreign Transaction Fee$0. A credit card for international students that charged for international use would be counterproductive.
SSN NeededNo, applicants can substitute their passport and some basic documentation. You will need proof of a US bank account, copies of your Student Visa and I-20 form, and your passport.
Credit LimitUp to $5,000. Students with a limited credit history should not expect anything similar. Deserve EDU should be one of an international student’s top options, but students from the United States will likely get better rewards from another of our editors’ picks for the best overall credit cards for college students.
EVM ChipNo. This is puzzling given that chip cards are the norm in other countries.

Bank of America® Travel Rewards Credit Card for Students

Bank of America Credit card

Want to have a Bank of America® Travel Rewards Credit Card for Students?, If yes then this article is for you.

You are at the Correct place here you can find most awaited credit card, This Credit card are very much in demand and are claimed to be the Best Instant Approval Credit card. And also this is the most favourite credit card for students becaue of its benefits

So Finding Credit card which are Instant Approved for Students is very Difficult Job but today as internet is accesible and we have some known Banking sectors we here have made a research to find the Best Instant Approval Student Credit cards.

As per our Research This Bank of America® Travel Rewards Credit Card for Students which is Free no anual charges, no foriegn transaction fees, with cell phone protection, allows international students to qualify

Rewards

  • Online offer: Earn 25,000 bonus points (redeemable for a $250 statement credit toward travel and dining purchases) when you spend $1,000 in the first 90 days after opening your account.
  • Earn 3 points for every dollar spent at the Bank of America Travel Center on net purchases and 1.5 points for every dollar spent on all other purchases.
  • There is no maximum number of points you can earn, and points do not expire.
  • Redeem points for a statement credit that can be used to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackout dates, as well as at restaurants (including takeout).

APR on Purchases0% intro APR for 15 months, 15.49% – 25.49% (V) APR after that
Balance TransferAPR: 15.49% – 25.49% (V)
Balance Transfer Fee3% (min $10)

Pros & Cons of Bank of America Travel Rewards for Students

ProsCons
No membership feesNo intro APR on balance transfers
0% intro APR on purchasesBalance transfer fee
High rewards rate
25,000 points initial rewards bonus

Additional Information Bank of America Travel Rewards for Students

Cash Advance Fee5% (min $10)
Cash Advance APR18.49% – 28.49% (V)
Foreign Transaction Fee0%
Smart ChipYes, chip-and-signature
Max Late Fee$40
Max Overlimit Fee$0
Max Penalty APR29.99% (V)
Grace Period25 days

  • Security features include a $0 liability guarantee, fraud monitoring, overdraft protection, and the option to receive paperless statements.
  • Save your card to your mobile device and use Apple Pay®, Google PayTM, or Samsung Pay to shop and pay in-store or in-app.
  • Mobile banking, text or email alerts to keep you on top of your finances, and text banking for quick access to your account information.

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